Valley Credit Union - Your Local Financial Partner
Valley Credit Union offers a comprehensive suite of loan products designed to fit every stage of your financial journey. Our auto loans feature competitive APRs starting as low as 4.74%, providing you with affordable financing for new and used vehicles. For home ownership, we offer mortgages with rates beginning at 6.12% and a Home Equity Line of Credit (HELOC) with APRs as low as 8.25%. Whether you're buying a new home or leveraging existing equity, our team delivers tailored solutions that meet your budget and long-term goals.
In addition to lending, Valley Credit Union's deposit products empower you to grow your savings effortlessly. Our Certificates of Deposit (CDs) boast an attractive 3.70% APY on special promotions, while our traditional savings accounts and the innovative "Round-Up" feature automatically round debit purchases to the nearest dollar, transferring the spare change into a savings pool. This simple habit builds a financial cushion without ever feeling like a sacrifice.
We also provide convenient digital banking tools that keep your money at your fingertips. The mobile banking app, available on iOS and Android, allows you to check balances, transfer funds, pay bills, and deposit checks in seconds. Online banking offers secure account management, while our 24/7 customer support team is always ready to answer questions or assist with any transaction. Together, these technologies give you the flexibility and control you deserve.
Beyond financial products, Valley Credit Union is committed to community enrichment. Members benefit from an annual ownership dividend that redistributes more than $1.45 million back into the community, and the "Round-Up" savings program encourages everyday saving habits. We partner with local schools, charities, and civic initiatives, ensuring that our success translates into tangible benefits for the neighborhoods we serve. Choosing Valley Credit Union means joining a family that cares about your personal growth as much as your financial progress.
About Us
Valley Credit Union has served the Salem community since 1930, growing from a small postal credit union to a comprehensive financial partner dedicated to its members. Founded to provide fair, competitive services to local residents, Valley Credit Union has remained true to its mission of member ownership and community focus. Today, members enjoy a full range of banking products backed by decades of experience and a commitment to local growth.
Our modern, member-centric approach combines traditional banking with innovative digital tools. The mobile app lets you access accounts, transfer funds, and pay bills anytime, anywhere, ensuring you stay in control. Online banking offers secure account management, while our auto and home loan teams provide personalized guidance and competitive rates that keep your budget on track. With Valley Credit Union, you have a trusted partner invested in your financial well-being.
In addition to banking services, Valley Credit Union rewards loyalty with an annual ownership dividend that returns more than $1.45 million to members. The "Round-Up" savings program automatically tops up debit purchases to the nearest dollar, putting savings into your account without extra effort. Valley Credit Union also supports local schools, charities, and civic events, reinforcing its role as a pillar of the Salem area. Every member benefits from personalized service and a commitment to community prosperity.
Valley Credit Union's local focus means you're not just a number on a balance sheet-you're part of a family that cares about your future. From competitive rates on mortgages and auto loans to flexible savings solutions and credit card benefits, our products are designed to grow with you. With a dedicated team of financial experts ready to guide you through every life stage, you'll discover that banking can be simple, rewarding, and genuinely member-first.
Whether you're opening a checking account, applying for a first home, or planning a future with a HELOC, Valley Credit Union provides transparent, member-centric solutions that reduce costs and increase savings. Our staff's local expertise, combined with industry-leading technology, ensures that every transaction is secure and every decision is backed by data and genuine care. Join Valley Credit Union today and experience the difference that a truly local credit union can make.
Our modern, member-centric approach combines traditional banking with innovative digital tools. The mobile app lets you access accounts, transfer funds, and pay bills anytime, anywhere, ensuring you stay in control. Online banking offers secure account management, while our auto and home loan teams provide personalized guidance and competitive rates that keep your budget on track. With Valley Credit Union, you have a trusted partner invested in your financial well-being.
In addition to banking services, Valley Credit Union rewards loyalty with an annual ownership dividend that returns more than $1.45 million to members. The "Round-Up" savings program automatically tops up debit purchases to the nearest dollar, putting savings into your account without extra effort. Valley Credit Union also supports local schools, charities, and civic events, reinforcing its role as a pillar of the Salem area. Every member benefits from personalized service and a commitment to community prosperity.
Valley Credit Union's local focus means you're not just a number on a balance sheet-you're part of a family that cares about your future. From competitive rates on mortgages and auto loans to flexible savings solutions and credit card benefits, our products are designed to grow with you. With a dedicated team of financial experts ready to guide you through every life stage, you'll discover that banking can be simple, rewarding, and genuinely member-first.
Whether you're opening a checking account, applying for a first home, or planning a future with a HELOC, Valley Credit Union provides transparent, member-centric solutions that reduce costs and increase savings. Our staff's local expertise, combined with industry-leading technology, ensures that every transaction is secure and every decision is backed by data and genuine care. Join Valley Credit Union today and experience the difference that a truly local credit union can make.
Address:
2096 Mission Street SE
Salem, Oregon 97302
US
Key Services in 2026
- No Services Defined
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